No match if you quit before year end unless it is due to retirement or disability (might be a few more exceptions)
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- Thread starter SoapyCy
- Start date
Yeah, that's strange and a little desperate. Perhaps I could see that in a sector like airlines where they expect it to be better towards the end.
Nothing is TECHNICALLY a loser until you sell it though
Yeah, that causes the mentality though to not sell your losers. It's a tough thing to know what to keep and when to cut bait.
Then it definitely sucks. I don't think I've ever had a 401k where the match wasn't deposited with the paycheck.
How long is it to be fully vested?
You are fully vested after 3 years of service which I think is also new because I think it use to be 2 years.
We are matched once at the fiscal end of year. It is changing in 2021, to pay period. This year it did work out, the match came when the market was at the bottom, end of March.
The match should be based on your actual contributions though. Am I misunderstanding what you are saying?
I’m sure the match is based on contributions, it’s the timing of the match that he’s referring to. Generally you are better off getting the match every pay period, because you get your money invested every 2 weeks and start benefiting from market gains right away, vs waiting until the end of a calendar year or fiscal year, where the company gives you the match all at once. This year it worked ok for him because the match came when the market was low so he bought stuff on sale.
I think it was about timing. If it’s once a year you may buy at a hot point and get a 10% dip and use the next year to catch up. With each paycheck you average it out
While today’s news seems great I think they have gone absolutely off the wall nuts with this. I’m up something like 7% since Friday.
same here. i was thinking about taking 25% out on friday and i am glad i didn't. i might today, though
Well this is nice TD Ameritrade site has crashed. I luckily had put a bunch of offers in this morning when I saw the market go crazy to dump a bunch of the shares that I had so we’ll see what I got sold her didn’t
The Trade Desk (TTD) went nuts last week. Up almost 30% in a day. Bought my first shares at $170. Over $800 at one point. I've been taking profit along the way, but no one gets hurt taking a profit.
TDOC is a service I love....but with the vaccine talk I'm all of a sudden upside down in the thing
Win some. Lose some.
TDOC is a service I love....but with the vaccine talk I'm all of a sudden upside down in the thing
Win some. Lose some.