Password Managers

I think one thing that more people need to do is turn on multi-factor authentication on any financial related accounts. If somebody gets into my Hulu or ESPN account, it's going to send me an email about it but it's no harm. That's different if they log into my 401k, HR/Payroll system, PayPal, even shopping accounts, etc. Get an app like Microsoft Authenticator so you can have them all in one place. Even turning on where it sends you a code via text is better than strictly passwords.
 
I think one thing that more people need to do is turn on multi-factor authentication on any financial related accounts. If somebody gets into my Hulu or ESPN account, it's going to send me an email about it but it's no harm. That's different if they log into my 401k, HR/Payroll system, PayPal, even shopping accounts, etc. Get an app like Microsoft Authenticator so you can have them all in one place. Even turning on where it sends you a code via text is better than strictly passwords.

And following on from that, for email, since for most people a compromised email account will compromise a lot of other services
 
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. . . LastPass doesn’t have users master passwords and they can’t access people’s vaults even if they wanted to . . .
I'm pretty sure this part is true-ish but also . . . misleading? End users are trusting the vendor not to create a backdoor hack into themselves at any time. For example, I don't think it would take much of anything for a given vendor to harvest their customers' account passwords to their site when they login. Vendors (often/usually) control the backend code and they control the user interface/portal.

Vendors will tell you that they can't access your data, which might be true today, but many of them could change the code to copy (steal) your data the next time you access it.
 

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