Need some help from my fellow CF's on mortgage refund solicitation. Short story is, my family and I moved into our new home in Dec. of 2004. The sale of our existing home paid off the mortgage in full and we received a letter from the lender stating the mortgage was paid and the account was closed.
About 1 1/2 to 2 years ago, I started receiving letters at our new address stating the writer had discovered we were due a refund from the previous home lender and listed a 4-figure amount. The writer stated that for 10% of the amount of potential refund, they would investigate the refund and attempt to secure to money for us. They included a 2nd page to the letter that was a contract type document asking us to sign and provide them with what I considered personall information.
I received two of these letters and contracts within about 3 or 4 weeks of each other and both times I tried to look up the sender in the phone book and on the internet but found nothing. I received two more letters and contracts from two different people and realized that these were probably individuals working out of their home. This week, I've started to receive phone calls from someone stating we're due the same refund. Each of the letters, and now phone calls, have said the exact same amount is due to us.
My question is, is there anyway we might be due this large of refund and why wouldn't the old mortgage company be contacting us rather than these individuals.
About 1 1/2 to 2 years ago, I started receiving letters at our new address stating the writer had discovered we were due a refund from the previous home lender and listed a 4-figure amount. The writer stated that for 10% of the amount of potential refund, they would investigate the refund and attempt to secure to money for us. They included a 2nd page to the letter that was a contract type document asking us to sign and provide them with what I considered personall information.
I received two of these letters and contracts within about 3 or 4 weeks of each other and both times I tried to look up the sender in the phone book and on the internet but found nothing. I received two more letters and contracts from two different people and realized that these were probably individuals working out of their home. This week, I've started to receive phone calls from someone stating we're due the same refund. Each of the letters, and now phone calls, have said the exact same amount is due to us.
My question is, is there anyway we might be due this large of refund and why wouldn't the old mortgage company be contacting us rather than these individuals.
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