Friends had their insurance adjuster at their house in NW Ames today. New roof and 80% of their house needs new siding. This was from the hailstorm that went through on Friday.
***Official 2023 Weather Thread***
- Thread starter wxman1
- Start date
Ha. I bet you're right. No problem. I just was looking at the HRRR model, which I haven't done much of, and was trying to do the math with the run vs the "valid for" and I couldn't make it work.
Run time is just when the model processes. Valid for is the output for that time in the future.
Does anyone have an asphalt roof actually make it 25-30 years anymore? Seems we get significant hail at least once every 5-6 years. I'm surprised more people aren't doing metal roofs. They're basically bullet proof against hail. They might dent a little, but who cares?
I looked into metal roofs after the 2020 derecho, but the lead time for materials was crazy long. I think I figured it roughly 1.6-1.8 the cost of asphalt at the time. I've seen more and more go up in my neighborhood.
They look nicer now than they used to. Pretty sure homeowner's insurance rates go down if you have metal. They are supposed to last a lot longer as well. We'll probably get metal when we need to, but if it was urgent and a long wait, we'd probably be in the same boat you were.
I've basically heard that barring a catastrophe, if you put a metal roof on, that's the last roof you'll ever have to put on your house.
Gonna get all hot and moist and it’s going to be blowing all over the place!
1. Towering cumulus in SW IA/NW MO. These are the beginnings of storms that will affect SW/central IA.
2. Storms are rapidly developing in NE MO and will head northeast into SE IA and western Illinois. These will have high tornado threat.
3. This storm has already had a tornado warning.
2. Storms are rapidly developing in NE MO and will head northeast into SE IA and western Illinois. These will have high tornado threat.
3. This storm has already had a tornado warning.
This is exactly what I'm afraid of, and I have a feeling is going to happen because of the amount of claims that will be coming in, in attempt to save money. I would think a person should argue that the insurance claim should return the house to the same condition and value as prior to the storm, and that mismatched siding effectively reduces the value.
Iowa has certain 'line of sight' laws regarding that. I used it to justify replacing the shingles because mine weren't made any longer.
I hope the people at 801 Grand remember to turn on the storm diverter.
