I'm not trying to convince anyone on gravel. I'm glad the OP is considering cycling and I am glad to give him some insight based on my own experience. From my miles, the most dangerous group are the bar hoppers and rookies on the trail(edit: tri-riders)), but, to each his own. There is a whole world out there on gravel that most people dont realize is happening and it is incredible so I just want to share that. Just get on your bike and have fun and be safe. Cycling is great, regardless of your flavor. Rural hard top is nice too.