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Housing market

I@ST1 said:
I guess I haven’t looked… but when Homemakers/NFM runs a 48 month interest free financing are you saying that Homemakers/NFM will markup their inventory? I don’t see that being the case. I could be wrong - but that would impact your cash buyer.
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I'm saying it's accounted for in the price that they can offer one way or the other. I'm sure that they have some pretty good discount rates in comparison to others, but their margins have to account for enough space to offer those deals.
 
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Rabbuk said:
It also really depends on if he needs the things he is financing or if he is just convincing himself to do projects and buy things with his logic. Like every person who buys 200 dollars worth of stuff they don't need at target because they save 5% with their card.
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He has quite literally told me he's trying to burn through cash to buy things like power tools (for hobbies), and financing things like putting new windows in his house, and renovate his basement because "it's better than that money sitting in the bank account. And because the dollar is going to crash, I'll end up making money by buying with a stronger dollar today and paying off with a weaker dollar over the years."

There is a non-zero chance he has gold bullion buried in his back yard.
 
throwittoblythe said:
He has quite literally told me he's trying to burn through cash to buy things like power tools (for hobbies), and financing things like putting new windows in his house, and renovate his basement because "it's better than that money sitting in the bank account. And because the dollar is going to crash, I'll end up making money by buying with a stronger dollar today and paying off with a weaker dollar over the years."

There is a non-zero chance he has gold bullion buried in his back yard.
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Buying a tangible good that holds value isn’t a bad hedge to inflation, but I doubt everything he’s buying will work out.
 
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Rabbuk said:
It also really depends on if he needs the things he is financing or if he is just convincing himself to do projects and buy things with his logic. Like every person who buys 200 dollars worth of stuff they don't need at target because they save 5% with their card.
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So you’ve met my wife???
 
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simply1 said:
That Target **** is real when it comes to diapers.
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My problem is my wife will use the target card sporadically just get that sweet kickback and free shipping. Then she won't tell me she used the card.

Let's just say I use our courtesy late fee waiver every 12 months.
 
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