Your are not sure what's hard to follow? Let me spell it out for you. We know for a fact who Stanford and Florida have left on their schedules, and they each have games against top 25 teams. iowa doesn't.
You are adding in a hypothetical of Iowa making it to the big 10 championship, undefeated at that point, and playing either OSU or MSU. Who knows if Iowa will make it and who they will play. Yes, something very crazy would have to happen, but we've seen iowa skid to poor finishes before. And all it takes is a season ending injury to Beathard for their season to be done. They can band aid any other injury except to him and still win out in the regular season.
Who knows if they will be undefeated. Iowa could lose 2 games and still play in the conference championship, and if so, doesn't matter if they win or not, nobody would be impressed enough to let a 2 loss iowa team into the CFB Playoff. OSU/MSU could lose 2-3 games still and play iowa depending on how things shake out. If iowa were to face a 2 loss team in the championship game, again, it may not matter if they win or not, because facing a 2 loss team might not sway the voters.
Only an undefeated iowa team, after the conference championship, where they play another team ranked in the top 10 at the time of the game, will convince me they are a top 10 team.
