Credit Card Mastery / Cash Back Systems

[ISU22CY]

I've decided to go with this 3 card strategy for the time being:

• Amazon Prime Visa: 5% on Amazon.com, 2% on restaurants & drugstores
• Amex Blue Cash Preferred (Amex BCP): 6% on Groceries up to $6,000 (includes Walmart grocery!), 6% on Streaming, and 3% on Gas - $95 fee, but worth it! ($265 net per year on groceries alone) AND will give a $250 sign on bonus (my custom offer was $300!) with $1,000 spend in first 3 months. Could downgrade after year 1 to avoid that fee, but prob. won’t.
• Citi Rewards + / Citi Double Cash (Citi): The only reason I got the Citi Rewards + was just to get the $150 sign on bonus. For that I need $1,000 spend in the first 3 months. Then I will convert to Citi Double Cash and get 2% cash-back on everything. This is the “EE” (Everything Else) card.

If anyone is thinking about the Amex BCP, I would get a refer-a-friend credit if you use this link when applying, so that would make me happy!

Would anyone be interested in an explanation of what I've done / how I will use them in a video - esp on how to get the 6% back on Wal-Mart grocery orders?

I already have the Amazon Prime card which my wife has managed to cost us a lot of money but at least she feels good about getting 5% back! I also use it for any my online farm parts/services for the 1%.

I did sign up with your link for the Amex Blue Cash. Been looking for one with a better grocery cash back and love that it gives a 6% on streaming since we have cut the cord so thanks for this.

Any other suggestions for an everything card with no yearly fee? Would like to use it just for my farm stuff. I didn't know if there was anything out there better than the Citi Double Cash before going that route. My wife has her cards which she uses for work related stuff that give her travel rewards so I'm more interested in straight cash homie