Search results

  1. TrailCy

    Housing market

    Because I don't want to live a half hour from work. My 5 minute commute and my wife's 5 minute commute are more valuable to me than updated bathrooms. Plus where I live new houses are $850,000 starting with unfinished basement. So quintuple my commute, double my mortgage payment, and have less...
  2. TrailCy

    Housing market

    I'm constantly annoyed that everyone needs the latest and greatest materials, colors, flooring, countertops, etc. Our house has repainted kitchen cabinets with a new countertop and outdated bathrooms and while it isn't the most up-to-date style it works. It seems like some here won't buy...
  3. TrailCy

    Housing market

    I live in an area where a new home is either a $2 million dollar replacement of torn-down an old home or literally 45 minutes more down the highway. When the new home versus the old home is a half mile difference I understand, but our '60s split-level is not the house we want but it is the...
  4. TrailCy

    Housing market

    What does the seller have to do with this? If I am preapproved for a $500,000 mortgage (remember, the bank doens't know what house you'll eventually buy) they are basing that on my income and my credit score. The house is ultimately ireelevant. So if the bank approves ME for the loan, they...
  5. TrailCy

    Housing market

    Yes, my parents, my in-laws, and 4 neighbors are all empty-nesters who don't want to move out of their 2,500 SF houses. My dad said he'll only move out of his house in a casket.
  6. TrailCy

    Housing market

    Some of this problem would be solved if banks would let you transfer loans to new houses. If your job and income are the same I'm sure there's a way to do this.
  7. TrailCy

    Housing market

    That's not what I'm saying. We were approved for $850,000 house and we bought one for $500,000. We could have made the payments on the more expensive house but chose to go the less expensive route. If we would have bought the $850,000 house we could still afford it but the 20% market gain would...
  8. TrailCy

    Housing market

    We bought a house we could afford and went interest rates shot up I wish we bought a more expensive house originally. Sure, our value went up 20%, but every house that's more expensive than ours also went up 20%, which is even more out of reach now.
  9. TrailCy

    Housing market

    I got my wife used and she's also starting to show her age. I'd trade in for a newer model but I also don't want to lose half my money by doing so.
  10. TrailCy

    Housing market

    There are A LOT of wealthy people and it doesn't take many to make it look like everyone is wealthy. According to latest American Community Survey, there are 74,000 households in Iowa making over $200,000/year. Assuming over half live in the metro area, that's a lot of households. And then add...
  11. TrailCy

    Realignment Megathread (All The Moves)

    What is a "travel partner"? I understand wanting away games close to your campus but why call that a 'travel partner"?
  12. TrailCy

    Duluth, Minnesota

    Not sure if this was mentioned, but take a very short walk in Lester Park to Amity Creek on a nice day and watch people jump from cliffs into the creek. It's really a neat place to spend a half hour. Duluth is a town you should get lost in. The geography, the neighborhoods, the entire area is...
  13. TrailCy

    New Uniforms Revealed

    I love how soccer jerseys have sublimination printed jerseys in many colors and patterns. They are fun to browse and wear as casual shirts. The special jerseys are used for one-off games, alts, and warm ups, etc. Teams with 150 years of history often pick random colors as their home/away/alt...
  14. TrailCy

    Married Fanatics: Joint money or separate money?

    What? Spend 5 minutes less on CF and BOOM, it's done.
  15. TrailCy

    Married Fanatics: Joint money or separate money?

    Ultimately what other people do has no affect on me, but I think it's weird for people who get married young to split finances. Sure, if you're older with your own kids and career maybe that's differnet, but if you can trust someone to raise your children and trust someone to make end-of-life...
  16. TrailCy

    MSG Sphere Las Vegas

    We are going to two shows, one in general admission near the stage and one on the third level so we can experience it from two places. If you've never been to a U2 concert you may think they're corny, or hate Bono, or whatever, but it's an experience unlike anything else. They're not my favorite...
  17. TrailCy

    Gamblin…Smoke and Fire

    local media is more like program PR than reporting
  18. TrailCy

    Misc: Messi joins Inter Miami

    We go to a bunch of MLS games and the atmosphere is much better than baseball., The constant chamting and drumming and nonstop running is much more exciting to watch. Iowa State football games are still my favorite, but the anticipationg of a goal in soccer is what makes it fun. Yiou never know...
  19. TrailCy

    Retirement Targets

    Actually down 7.2% June '22. I wish they were more transparent on how their assets are valued.
  20. TrailCy

    Retirement Targets

    I'm down 5% in fundraise. And that's based on what they tell me their investments are worth. What is this growth you speak of.