I'd say you already do schedule "crappy non-conference teams like Iowa does." Eastern Illinois is ranked 16th: College Football - Rankings - Rivals.com
That's pretty comparable to UNI, who are 13th in that poll.
106/120. Shoulda' been 107, as I got Louisiana-Lafayette correct but didn't spell "Ragin'" exactly correctly (left off the apostrophe). And most of those lesser Florida alphabet schools I blanked on.