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  1. dmclone

    Help! I'm Fat - *** Official Exercise and Weight Thread ***

    Bought a Peloton a few weeks ago. From 25-45, I stayed in pretty good shape but still a little heavy. Ran a lot from 26-30, when I completed my one and only marathon, and haven't really ran since. 30-45 I belonged to gyms and did a little of everything (Insanity, Spin classes, etc). A couple...
  2. dmclone

    What TV show are you streaming right now?

    I know I'm really late to this but I really like Jury Duty on Amazon Prime.
  3. dmclone

    Smoking Meat Questions and Discussion

    Wanted to try something easy with my new grill/smoker. I did some shotgun shells, they were easy to put together and turn out pretty good. Unfortunately, I forgot to take a picture of them when they were done. The bacon crisped up good. 1/2lb 90% GB 1/2lb Graziono Sausage 6oz cheese Wrap...
  4. dmclone

    Thoughts on the 2023 stock market

    The way the real estate market is headed, it may be a bathtub in the back of a pickup.
  5. dmclone

    Thoughts on the 2023 stock market

    I've started a "retirement house" fund. I'm anticipating that when we retire, we'll move to a smaller house but I'd like to have a pool and the homes will probably be more expensive wherever we move to. The retirement house fund doubles as an emergency savings fund as well.
  6. dmclone

    Thoughts on the 2023 stock market

    Me too. I have two years left until it's paid off so I guess it wasn't that hard. Part of it is just me being lazy and not wanting to pay my taxes/insurance.
  7. dmclone

    Thoughts on the 2023 stock market

    Dumb me, I'm so use to people borrowing against their 401k before retirement that i didn't even consider that you're retired. Congrats!
  8. dmclone

    Thoughts on the 2023 stock market

    Dave saying that 8+% withdrawal rate is safe
  9. dmclone

    Thoughts on the 2023 stock market

    I think 80+% of the world would be better off if they followed the Dave Ramsey basics. With that said, there is a point where some of the things he does/says is just wrong. These people are a little obsessed but a lot of his crap is pointed out here. https://www.reddit.com/r/DirtyDave/
  10. dmclone

    Smoking Meat Questions and Discussion

    I'm going to try out this new smoker tomorrow. I've never had to deal with anything other than just lighting charcoal inside a masterbuilt. My plan is to get some lump charcoal going in my charcoal chimney first before throwing it into my fire management basket.
  11. dmclone

    Smoking Meat Questions and Discussion

    That's good info. Do you use a charcoal bed to start it?
  12. dmclone

    Thoughts on the 2023 stock market

    I'm not sure my math is correct here but when we bought our house in 2008, it crossed our mind to borrow 20k from my 401k to help with the down payment. 401k 20k invested in the S&P 500 in 12/2008 would now be worth $102,916 Mortgage 4% mortgage/15year term/20k would have saved us 26,400 in...
  13. dmclone

    Thoughts on the 2023 stock market

    ugh, hate to see that, I hope everything is ok. When I started my 401k, I told myself that I wasn't going to pull money out of it unless I was dying of starvation. Luckily, I've never been tempted.
  14. dmclone

    Thoughts on the 2023 stock market

    What does this mean "I even took a $6,000 charge this month"?
  15. dmclone

    Thoughts on the 2023 stock market

    Looks like it will close around 4,770. I predicted an increase but this was a lot better than I thought. I'll take it. I don't have any financial advice. At this point, about 6 years from retirement, probably 60% of my money is in Vanguard Target date funds. My Roth money is in things like O...
  16. dmclone

    Smoking Meat Questions and Discussion

    I did a flat only a few weeks ago. My notes Night before, prepare(rub) the meat and fridge it 240 degree 5am 230 probe and unit Fat side down Spay with Apple Vinegar every hour Wrapped it at 160 IT butcher paper. Upped temp to 275 Pulled at 202 art 2pm and let cool to 180 before putting in...
  17. dmclone

    Smoking Meat Questions and Discussion

    That's what's awesome about smoking in general. You can produce the same or better quality with a $500 WSM as you can with a $10k offset. My guess is that the majority of people started with something even cheaper. I smoked with a weber kettle grill, then a $200 Masterbuilt Electric smoker, then...
  18. dmclone

    Smoking Meat Questions and Discussion

    Yesterday, I used a charcoal/stick combo.
  19. dmclone

    Smoking Meat Questions and Discussion

    Did the seasoning yesterday and the paint curing. Very easy to hold the temp. Not sure what I'll do for my first smoke. Not brisket.... Only negative I've seen so far, cleaning it out will require a shop vac.
  20. dmclone

    Smoking Meat Questions and Discussion

    Before I decided not to go the pellet route, It was down to 3 or 4 and the Yoder was near the top of the list. Here are the ones I was down to. Lone star Grillz 20'' x 42'' Pellet Smoker...