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  1. I

    Retirement thread

    Sorry, to clarify, I was not trying to say you in particular were getting advice from people on this message board. This was a general statement to the masses that getting advice on something as important as your personal finances should not be done on a message board. NO one knows each other's...
  2. I

    Retirement thread

    Taxes most definitely should be considered on determining which type of account (Roth or 401k/IRA) to invest in. Depending on your tax brackets should help to determine which account makes the most sense and it could mean doing a combination of the two. Most people don't realize that if you...
  3. I

    Retirement thread

    Yes, fee based is becoming more well known and preferred by those that are realizing the conflict of interest of paying commissions to an advisor. The DOL ruling requiring advisors to become fiduciaries is helping to clean up and remove the advisors who are just collecting a commission. This...
  4. I

    Retirement thread

    This is some good advice. Control what you can, investing early, not overspending on cars and homes and dining out too frequently.
  5. I

    Retirement thread

    clonebb, appears you are doing pretty well. There's been talk on here about inflation but no one has been talking about taxes which can do more damage to returns than inflation. I would be very careful in taking advice about your personal finance from a chat room. There are a lot of variables...
  6. I

    Retirement thread

    Yes, active funds are going the way of the dinosaur. These highly paid fund managers have historically only beat their benchmarks < 20% over a long period of time (15 years). For those who think they can beat the market by buying individual stocks, good luck since the overpaid fund managers...
  7. I

    Drake marketing dept. strikes again

    Or to dovetail on their existing one: D+'s get Degrees since they love their current one.
  8. I

    Drake marketing dept. strikes again

    New campaign: D's...get Degrees!
  9. I

    ISU vs. Purdue

    Way too much tipping to start, seem to be lacking confidences lets see the hammer!
  10. I

    Volleyball beats #5 Texas

    ...buzz kill and I think it's affected team play. I like Genesis' fire. If we win 2/3, we should be in. We were in low 40s RPI before this huge win, should be in mid 30s at least now. Go Clones. PS, sorry about the rant on Ciara, just had to get that off my chest.
  11. I

    Volleyball beats #5 Texas

    Great win by the ladies! Agree, Hillegas has helped solidify the defense. Grace is a beast and so is West! Having Genesis replace Ciara was refreshing. Was So frustrating having Ciara spending most of her isu career getting blocked bcuz she only has a hard cross and can't tool/hit high hands...
  12. I

    WTB: 2 for OSU Tonight

    Just sent u pm
  13. I

    FAWcast: NSD recap, hoops and NSFW Playboy

    Agree w CW, McKay needs to man up. Football players play w injuries far worse like Jake Knott...tough as nails. Heck I've had plenty of injuries including a partially torn quad that hurt like a ***** but still played. Did it effect part of my game, yes, did I find ways to help my team in other...
  14. I

    KU tix (2) for sale

    Last chance to watch in person what should be an epic win for the Clones!
  15. I

    KU tix (2) for sale

    Sec. 210 (b/w baseline and free throw line), row 16, seats 8&9 for $125 each (sell together). PM If interested. Also have on ticket exchange but can save money buying direct!
  16. I

    *** Official UNI vs #5 IOWA STATE Game(day) Thread ***

    When will they learn/wake up? Will get everyone's best shot, especially instate rivals. Not looking much like top 5 team. Dissapointing and will get them at some point...UAB. Very frustrating. Need a d Kane type player to toughen them up!
  17. I

    FS 2 Crush the hoks tix

    No guarantee but 100% satisfaction!
  18. I

    FS 2 Crush the hoks tix

    Sold tix! Go Clones!
  19. I

    FS 2 Crush the hoks tix

    Bump... Will offer for $100 each but no guarantee.
  20. I

    FS 2 Crush the hoks tix

    Sec 210 (baseline), row 16, seats 8 & 9, $125 each, will give a 50% money back guarantee if we don't win. PM to take advantage of this offer!
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