Recent content by DeezNuts

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    How's this for irony?

    So to be fair can I assume you believe that insurance policies should also be voided if you are not wearing your seatbelt, are speeding, etc...i guess they would be breaking the law as well? Where does it end? Do we put laws against SUV's, HUMMER's, and the likes due to the fact that if you...
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    Which life insurance policy is best?

    Actually they have done something very right! For example, lets say you have 10M saved for retirement which conservatively would pay you roughly 500K per year. Of course this is enough to pay off any remaining mortgage or debt, but, upon death you realize that uncle sam is going to take a HUGE...
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    Which life insurance policy is best?

    Again, I will agree that term life is the best option for the majority of people, especially for a young middle income family. But, no estate planning can leave your beneficiary with tax-free income without including life insurance and will almost always use a whole-life policy as it is...
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    Which life insurance policy is best?

    Since you seem to be the expert. What do you recommend for someone who does not qualify for a Roth IRA and would like to leave a substantial inheritance to their heirs (tax free)?? The one thing that has not been mentioned is that over 95% of term policies lapse without payment while 100%...